P and I are planning on going to France, possibly for a year, possibly without the financial aid of the French or British NHS's. Yikes! I did some sums about how much dough would be required and it was beginning to look quite scary. Much though I maintain that "our love will keep us warm/fed/transported/legal" in reality, we need savings.
Therefore, I am trialing a 1940's style financial rationing.
I am keeping a tally of all that I am spending, and trying to see what's, strictly speaking, not necessary. It is a painful process to lay bare how one disposes of one's disposal income. We do spend a lot of food, so that's going to have to be pruned back a bit, the home renovations will need to take something of a backseat and locum work is inevitable.
HOWEVER...going to France- how cool is that!!! If I ever needed a carrot/stick combo to get me to save some money, this is the big one.
Keep your fingers crossed for some economising updates.